We have formed professional relationships with various top attorneys and legal services to better serve our current and future clients. Together we will be able to provide estate planning services to help protect, preserve and pass on assets and maintain choice and control while minimizing the heavy tax implication to heirs.

Why consider an estate plan?

• To determine who gets what we leave behind at death
• To determine who will manage our affairs at death
• To determine who will raise our children in our absence
• To minimize or eliminate unnecessary expenses and fees for our loved ones
• To minimize or eliminate delays in distribution
• To maintain privacy
• To eliminate disputes and disagreements
• To maintain control if we become incapacitated
• To preserve our assets if we become incapacitated
• To make sure our health care wishes are carried out if we are incapacitated

 

75% of Americans have no estate plan.

• Many fear the high costs associated with attorneys
• Today’s busy schedules make it difficult to find the time
• Most people are not aware of the many dangers of doing nothing

IN THE ABESENCE OF A PROPERLY PREPARED AND EXECUTED WILL OR OTHER ESTATE DOCUMENTS, PEOPLE SURRENDER THEIR RIGHTS OVER TO THE STATE.

 

What does a will allow us to accomplish?

• You determine who will get what you leave behind, rather that leaving the decision to the state
• You determine who will manage your affairs
• You decide who is best suited to raise your children

WITHOUT THE BENEFIT OF A WILL THAT APPOINTS GUARDIANS FOR YOUR CHILDREN, A JUDGE WHO DOES NOT HAVE THE BENEFIT OF YOUR INPUT MUST DECIDE WHO WILL RAISE YOUR CHILDREN. THEY ARE SUBJECT TO BE IN FOSTER HOMES UNTIL THE FINAL DECISION IS MADE, AND SOMETIMES, BROTHERS AND SISTERS ARE SEPARATED.

YOUR WILL ALSO WORKS WITH THE OTHER ELEMENTS OF YOUR ESTATE PLAN TO ACHIEVE YOUR GOALS

 

What is a living trust?

• A living trust is a legal document that allows you to transfer ownership of your property from your individual name to the trust. This includes your titled property, such as real estate, bank accounts, stocks, etc. and your personal property, such as clothes, jewelry, furniture, etc.

 

By placing property in the trust, you DO NOT lose control of it, you RETAIN COMPLETE CONTROL of your property…AND gain some important and valuable new benefits

 

 

What are some of the benefits of a living trust?

PROBATE AVOIDANCE

• Minimize or eliminate legal expenses
• Eliminates probate costs
• Eliminates delays associated with probate
• Protects against out of state probate

 

MAINTAINS PRIVACY

• Not a public record (A Will Is)

 

MINIMIZES OR ELIMINATES ESTATE TAXES

• Saves as much as 55% on assets in some estates

 

ELIMINATES DISPUTES AND DISAGREEMENTS

• Much more difficult to contest than a Will

 

MAINTAINS CONTROL IF INCAPACITATED

• A living trust is active while you are alive
• Ensures your wishes are recognized and carried out

Durable Power of Attorney

• You appoint someone of YOUR CHOOSING to handle your financial affairs if you become incapacitated
• Maintains control of your non-trust assets
• Allows assets to be transferred to your trust if you become incapacitated
• Eliminates court supervision of your financial affairs
• Eliminates the need for a court proceeding to carry out a transaction
• Provides cost savings and convenience

EVERYONE SHOULD PROTECT HIS OR HER INTERESTS IN THE EVENT OF INCAPACITY WITH A DURABLE POWER OF ATTORNEY

 

 

Healthcare Power of Attorney and Living Will

• YOU choose your health care decision making
• Makes your wishes known, relieving your loved ones of the emotional burden of difficult and painful decisions
• Protects against catastrophic medical expenses resulting from unwanted procedures
• Lets you preserve your estate for your loved ones

ADVANCES IN MEDICAL TECHNOLOGY HAVE MADE IT IMPERATIVE FOR ALL OF US TO EXPRESS OUR WISHES CONCERNING OUR MEDICAL CARE IF WE BECOME TERMINAL AND INCURABLE

 

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Find out the answers to these important questions when in
comes to your IRA or 401(k). Is having your largest retirement assets DEFERING TAXES until your retirement still smart when we all agree that future income taxes will be much higher. (If you don’t think taxes will be higher take a look below at the 2007 USA Today excerpt.) Should you convert your 401(k) to an IRA or Roth IRA and if so, when would be the best time? Should you consider alternatives that create ”tax free” income and if so, do you qualify? Would you like to avoid having your heirs get hit with HIGH INCOME TAXES when they inherit your IRA or 401(k)? Are you sure having ALL your retirement investments subject to today’s market volatility the right plan for you? Do you know what NEW OPTIONS you’ll have for your IRA in 2010? If not, you might want to find a new advisor.

These are just some of the more common questions people are asking today. The answers are not simple but with proper planning your long term goals can be achieved.

Register for an upcoming seminar Schedule a consultation

 

 

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I’ve been a North Carolina resident since 1992. North Carolina has been a great state for me both personally and professionally as it was here that I met my wife who is originally from the Greensboro area. We settled in North Raleigh and watched the growth of our community and surrounding area over the years. North Carolina has been recognized as one of the best place to live and for businesses to thrive especially in here in Wake County.

 

I began my financial services business in 1998 after becoming licensed by the North Carolina Department of Insurance. Initially I provided advice to independent businesses in need of competitive health insurance. Then I was given an opportunity to join a leading National Insurance Company that specialized in the area of Medicare and Long Term Care for the retirement community. As a manager I trained a team of agents to help retirees with important decisions they faced including asset preservation and long term care needs.

 

In 2005 I decided to become independent so I could offer a larger portfolio of companies, products and services to my current and future clients. This included specialization with IRA’s and 401(k)’s income planning and distribution, asset preservation and estate planning.

 

Today many Americans find themselves in financially troubling times. One reason is we as a people and a nation carry to much debt. Today I’m introducing a to many of my current and prospective clients an innovative concept that will help families pay off their debt including their mortgage in 1/2 to 1/3 the time. Applying this system can help families eliminate debt, create cash for emergencies, pay for college, create business or financial opportunities and secure their retirement.

 

Please refer to my references tab to here what people are saying. I’m also a member of the National Ethics Bureau which annually does a background check on all its members.

 

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We feel Mark was very knowledgeable and helped us secure our retirement savings. He’s been very reliable and we appreciate his follow up. We’d recommend him to or friends. Kathern & Don S - 2005

 

Mark has been great in helping us by making sure we get our long term care benefits. We know he’ll bet there when we need him. We don't know how we would’ve gotten through this without his support.Paige & Helen H - 2006

 

I’ve attended numerous seminars and felt Mark was very thorough and accurate in the information. After visiting with Mark I felt I could trust him and his recommendations. Dave C - 2006

 

I’ve been very pleased with Mark and his recommendations has helped me protect my savings and still earn enough to keep my principle secure. Darwin T - 2007

 

I attended Marks equity management seminar and found him to be very knowledgeable. He has been very courteous and thorough in setting up the plan with me. Kwen C - 2007

 

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Locations:   Raleigh, NC Address: 8300 Falls of Neuse Rd, Ste 110 Raleigh, NC 27615   Phone Number (919) 729-5312   Myrtle Beach, SC Address: 671 Jamestown Dr., Suite 206F Garden City, SC 29576   Phone Number (843) 492-7729   Email Address: askmark@marknardelli.net

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